I was a broker in 2005 and did very well when the industry was good. When it crashed, I found myself owing the IRS a bunch of money which I didn’t have. They were able to get me caught up and I didn’t have to sell my house to pay my debt back. I am in an affordable payment and was granted enough time I needed to have this debt under control. I never denied that I owed it, just couldn’t make the IRS a huge check right away. I am extremely thankful for these guys!