I was a broker in 2005 and did well when the industry was good. The moment it went down, I found myself owing the IRS a bunch of money which I didn’t have. They made it possible to get me fixed and I didn’t have to sell my house to pay my debt back. I’m in an affordable payment and was given enough time I need to to get this debt under control. I never denied that I owed it, just couldn’t make the IRS a huge check at one time. I am very grateful for these people!