I was a broker in 2005 and did very well when the market was good. The moment it crashed, I found myself owing the IRS a bunch of money which I didn’t have. They were able to get me caught up and I didn’t have to sell my property to pay my debt back. I am in an affordable payment and was granted enough time I wanted to get this debt in check. I never denied that I owed it, just can't make the IRS a big check right away. I’m really thankful for these people!