BEST. Insurance company ever. Not only my boyfriend and I found Sagicor people extremely knowledgeable, experienced, and just really excellent at their job, we love being their clients for their treatment of us. We always feel like they take their time with us, hears us, and goes above and beyond to make sure that we're taken care of and then some. You will always be able to reach them, one of their exceptional associates, or a timely return call. they know this insurance stuff and will always guide you down the right path. HIGHLY recommend Sagicor.